Loans
Finance Your India Dreams — the NRI Way.
Finance your needs in India with NRI-Specific Loans. Through Partner Banks and NBFCs, we facilitate Home Loans, Education Loans, and Loans Against Securities. Our role is to Coordinate and Simplify Documentation so you can access funds Quickly and Compliantly.
Why Plan Through Us
Structures & Eligibility
NRI / OCI / PIO
Eligibility
Permitted under FEMA and RBI guidelines through NRE/NRO accounts
Account Type
NRE (Repatriable) / NRO (Non-Repatriable) loan servicing routes
Product Access
Home Loans, Loan Against Property, Loan Against Securities, Education Loans
Taxation
Interest eligible for deduction under Sec. 24(b); TDS as per income source
Repatriation
Proceeds non-repatriable except under approved use cases
Ideal For
NRIs/OCIs purchasing homes or leveraging assets in India
Foreign Nationals
Eligibility
Permitted for properties and business in India under FEMA guidelines
Account Type
Resident/NRO account for repayment; KYC verification mandatory
Product Access
Housing loans, business loans, and loans against deposits
Taxation
Interest taxable under Indian laws; DTAA benefits available
Repatriation
Allowed for specified end-use cases (RBI-approved)
Ideal For
Foreign citizens investing or operating businesses in India
Resident Indians
Eligibility
Fully permitted for individuals and corporates
Account Type
Resident bank account for loan processing and repayment
Product Access
Home, Vehicle, Education, Business, and Personal Loans
Taxation
Interest deductions available; capital structure benefits for business loans
Repatriation
Not applicable
Ideal For
Domestic individuals or corporates seeking flexible funding options
OCB / Foreign Companies
Eligibility
Permitted under FEMA/FDI/ECB frameworks for approved purposes
Account Type
Corporate account through AD Category-I bank
Product Access
External Commercial Borrowings (ECB), Business Loans, Working Capital Lines
Taxation
Interest deductible under corporate taxation laws
Repatriation
Fully repatriable under approved end-use and compliance
Ideal For
Overseas corporate bodies and entities with Indian operations or subsidiaries
Get a personalized NRI Trading and Demat setup from account activation to your first investment – guided by our expert team and trusted partners. Stay compliant, secure, and confident while investing in India.
Book a Meeting