Debt / Fixed Income
Stability. Predictability. Reliable Returns.
Secure Stable Returns with Bonds, Debentures, and NRI-Focused Fixed Deposits. We clarify Repatriation Differences between NRE and NRO Accounts and guide on DTAA-Based Taxation Benefits. A Reliable Option for NRIs Seeking Safety and Income in Indian Markets.
Why Plan Through Us
Structures & Eligibility
NRI / OCI / PIO
Eligibility
Permitted under FEMA Schedule 4 via NRE/NRO accounts
Account Type
NRE (Repatriable) / NRO (Non-Repatriable) account-linked debt investments
Product Access
Bonds, NCDs, Government Securities, NRI Fixed Deposits
Taxation
Interest taxable @30% (TDS); DTAA benefits available; exempt for specified NRE deposits
Repatriation
NRE – Repatriable; NRO – Non-repatriable unless approved
Ideal For
NRIs/OCIs seeking fixed income with minimal risk exposure
Foreign Nationals
Eligibility
Permitted via FPI/FVCI/IFSC routes under SEBI/RBI framework
Account Type
FPI or IFSC account through registered custodian
Product Access
Government securities, corporate bonds, masala bonds
Taxation
As per FPI/FVCI regime; concessional 5% rate for eligible bonds
Repatriation
Fully repatriable via FPI/IFSC account
Ideal For
Global investors seeking Indian sovereign or corporate bond exposure
Resident Indians
Eligibility
Fully permitted under RBI and SEBI guidelines
Account Type
Resident Savings/Investment account
Product Access
Government bonds, corporate NCDs, debt mutual funds, FDs
Taxation
Interest taxable as per slab; LTCG 10%/20% for debt instruments
Repatriation
Not applicable
Ideal For
Investors preferring steady income and portfolio stability
OCB / Foreign Companies
Eligibility
Permitted via FDI/FPI/IFSC corporate channels
Account Type
Corporate custody account with custodian or bank
Product Access
Debt funds, IFSC bonds, and institutional placements
Taxation
Corporate/IFSC concessional regime for qualifying bonds
Repatriation
Fully repatriable under FEMA and IFSC rules
Ideal For
Corporate treasuries seeking fixed returns and diversification in India
Get a personalized NRI Trading and Demat setup from account activation to your first investment – guided by our expert team and trusted partners. Stay compliant, secure, and confident while investing in India.
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